The Life Insurance Freeway Insurance gives you the assurance that your family will be protected in these difficult times. The policy will help your family receives income each month to pay off debts and meet basic needs like paying the mortgage or college.
Do you have the coverage you need?
Many people delay buying life insurance for not acquiring sufficient coverage. JD Power and Associates estimate that 40% of Americans have no life insurance, and 50 million people in the US They do not have adequate insurance. The consequences are evident every day because people do not know when buying life insurance and at what price.seguros_de_vida
Here are some tips on when and how to get the best life insurance:
Be honest in your request
One of the worst things you can do is lie on your application for life insurance. Many times people write false things or they “forget” to mention a medical condition. One of the most common lies is on the consumption of snuff. We all know that the snuff is harmful to your health – and insurance rates may rise – for lying about this.
Other lies involving drug use, depression, high wages (to qualify for higher amounts of coverage) and traffic violations. A lie can lead to a denied claim, so be honest with yourself.
Buy a confident young
The younger you purchase life insurance have better benefits. Rates are determined by age, if you have more years, the cost of your policy will be higher.
Do not buy insurance with a minimum coverage
One of the biggest mistakes in obtaining life insurance is that no one has the ideal coverage. An estimated 50 million people are poorly secured. Instead of following a rule of thumb as “buy eight times his salary” and not look at your individual situation. Consider your debts, income and your family will not receive in the event of death.
Do you want coverage that will pay all its debt and generate income for your family? Life insurance, contributions to the retirement account and childcare are other benefits that your company can afford and disappear before a death.
Be sure to really examine the costs that your family is willing to pay in the next 15-20 years, according to the ages of their children and financial obligations to her family. Buy safe enough for them.
Do you start smoking?
Be careful if you start smoking because their medical examinations Life Insurance could go negative. This could have serious consequences on your life insurance could be affected by the type of coverage, cost, and benefits.
Basic insurance for life.
Life insurance for a certain time.
How to Get Life Insurance?
With Freeway Insurance can get a Life Insurance the easiest way. Visit the website www.FreewaySeguros.com but call 800-441-5533 or visit any of the local offices.